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The financing against the real estate mortgage
(on 11.04.2001 )
back
|
| N |
Bank |
Max. credit terms |
Interest rate |
Credit sum |
Execution terms |
| fixed |
fickle |
min. |
max. |
 |
| 1. |
A/s Aizkraukles banka
23 Elizabetes str., Riga
ph. 7775222
http://www.aizkraukles.com
|
20 years |
10 - 18% |
Ls 1500 |
80% of the fast realization sum |
2 - 7 days |
| the application review - from
10 Ls or 1% of sum, the mortgage registering, estimation (
Latio, Langes pils, Balsts), insurance (Seesam),
notary |
|
| 2 |
A/s Baltijas Starptautiskā banka
43 Kaleju str., Riga
ph.7210172, 7222789
http://www.bib.lv |
5 years |
12% |
|
70% of the market value |
approx. 2 weeks |
| the application - Ls 25, the
mortgage registering, estimation (the other companies), the
credit execution - 0,1% of sum, insurance (Baltijas apdrosinasanas
nams), notary |
|
| 3 |
Akciju komercbanka Baltijas Tranzītu banka
3 13.janvara str., Riga
ph.7024701, 7024725
http://www.btb.lv |
5 years |
15 - 17% |
|
50% of the market value |
1 - 7 days |
| the application review - 10
- 60 Ls, the mortgage registering, estimation (Pieci nami,
Langes pils, Haupa ekas), insurance - 1% of sum,
notary |
|
| 4 |
A/s Hansabanka
26 Kalku str., Riga
ph. 7024444
http://www.hbl.lv |
20 years |
LVL: 12 - 14% USD: 10,5 - 12,5% |
LVL: 3M RIGIBOR+ 3,75 - 5,75% USD: 6M LIBOR+ 3,75 - 5,75% |
Ls 500 |
75% of the market value |
approx. 2 weeks |
| the application – free of charge,
the mortgage registering, estimation - 35-100Ls (bank) or 40
– 150 Ls (the other companies), commission - 0,5 - 1,5% of sum,
insurance ~ 0,26% of sum, the documentation draw up - 25 - 50Ls
(juridical person) |
|
| 5 |
A/s Latvijas Ekonomiskā komercbanka
21 E.Birznieka-Upisa str., Riga
ph.7221376, 7041101
http://www.lateko.lv
|
execute the credit against the
real estate mortgage only for juridical persons, for the current
assets increasing (till 3 years) |
|
| 6 |
A/s Latvijas Biznesa banka
3 M.Pils str., Riga
ph.7325796, 7226486, 7211151 |
5 years |
till 13% - juridical persons 14% and
more – physical persons |
|
65% of the market value |
approx. 5 days |
| the application review - from
Ls 30, the mortgage registering, Ls 30 after the application
review, estimation – up to Ls 300 (the other companies), insurance
(banks) - 0,4% of the market value, notary |
|
| 7 |
Valsts a/s Latvijas
Hipotēku un zemes banka
4 Doma laukums, Riga
ph.7228866, 7774022
http://www.hipo.lv |
30 years |
LVL - from 11,75%; USD - from 10% |
LVL - from 11% |
|
75% of the market value |
approx. 1 week |
| the application - 0,25% of the
credit sum, the mortgage registering, 0,7% - commission, 0,1%
- if in cash more than Ls 1 000, the account opening - 1Ls,
estimation (bank) - 35 - 200Ls, 10Ls – the transaction’s account
open, 2Ls – every month for the account serving, insurance,
notary |
|
| 8 |
A/s Latvijas Krājbanka
1 Palasta str., Riga
ph.7222871, 7213121
http://www.krajbanka.lv |
15 years |
average 10,5 - 12% |
average 12 - 14% |
Ls 2000 |
70% of the market value |
approx. 2 weeks |
| the application review - 0,25%
of requested sum (min. Ls 20, max Ls 100), commission - 1% of
the loan amount, the mortgage registering, estimation (bank)
- 0,1% of the market value (min. Ls 25), insurance, notary |
|
| 9 |
A/s Latvijas tirdzniecības banka
4 Trijadibas str., Riga
ph.7611032, 7613608 |
do not execute the credit against
the real estate mortgage |
|
| 10 |
A/s Latvijas Unibanka
23 Pils str., Riga
ph.7212808, 7225151
http://www.unibanka.lv |
40 years |
LVL: 11 - 12%; USD: 9 - 10% |
LVL: 10 - 11%; USD: 9 - 10% |
Ls 1000 |
70% of the market value |
approx. 2 weeks |
| the application - Ls 10 - 100,
the mortgage registering, estimation (the other companies),
the credit execution - 0,3-0,7% of sum (min Ls 10), insurance
- bank ( Unipolis - 0,4% of the credit sum) or insurance
companies, notary |
|
| 11 |
A/s Māras banka
75 Lacplesa str., Riga
ph.7284505, 7286661 |
25 years |
11 - 13% |
Ls 3000 |
65% of the mortgage value |
approx. 1,5 weeks |
| the application review - Ls
30, the mortgage registering, commission - 1,15% of the loan
amount (min. Ls 60), for the credit serving out in cash : in
currency - 0,5% of sum, LVL (more than 10000) - 0,1% of sum,
insurance, notary |
|
| 12 |
Merita Bank Plc
15 Kalku str., Riga
ph. 7096200
http://www.mnb.lv |
20 years - physical person; 10
years – juridical person |
LIBOR or RIGIBOR + 3-6% per year |
|
70% of the market value |
approx. 2 weeks |
| the application review – free
of charge, in case of positive solution - 1% of sum (min. Ls
60), the mortgage registering, estimation (OberHaus, Invest-Riga,
Latio, Eiroeksperts-Riga, Biznesa konsultantu grupa, Nira fonds,
Biznesa projektu centrs), insurance, notary |
|
| 13 |
A/s Multibanka
57 Elizabetes str., Riga
ph.7289546, 7282487
http://www.multibanka.com
|
5 – 7 years |
11 - 14% |
5000 USD |
70% of the market value |
approx. 2 weeks |
| the application review – free
of charge, the mortgage registering, estimation (banks) -Ls
50 - 200, commission - 0,5 - 1% of the credit sum, insurance
(Latgarants), notary |
|
| 14 |
A/s Ogres komercbanka
36 Brivibas str., Ogre
ph.(2) 50-22278, (2) 50-45554 |
3 years |
16 - 18% |
|
50% of the estimation |
approx. 2 weeks |
| the application review - Ls
25, the mortgage registering, the agreement draw up - 1 - 1,5%
of the credit sum, estimation, insurance (banks) - 0,5% of the
market value, for the credit serving out in cash : LVL - 0,1%
of sum, USD - 0,5%, notary |
|
| 15 |
A/s Parekss banka
3 Smilsu str., Riga
ph. 7010000
http://www.parex.lv |
10 years |
10 - 14% |
from LIBOR 6M + 3% |
|
70% of the estimation |
approx. 3-5 days |
| the application review - Ls
10 - 250, the mortgage registering, estimation (Langes pils,
Pieci nami, Haupa ekas, Trigerss nami), commission - 0,2%
of sum, insurance ~1,2 - 1,5% of the credit sum, notary |
|
| 16 |
A/s Paritāte
4 Terbatas str., Riga
ph.7288433, 7041300
http://www.paritate.lv
|
5 years |
approx. 15% |
|
70 % of the estimation |
approx. 2 weeks |
| the application - approx. Ls
5, the mortgage registering, the average object estimation -
banks (free of charge), the big object estimation- the other
companies, the documentation draw up - approx. Ls 50, insurance
(BTA), notary |
|
| 17 |
A/s Pirmā Latvijas Komercbanka
6 Smilsu str., Riga
ph.7015237, 7015214
http://www.pirmabanka.lv
|
25 years |
LVL - 10,5%; USD - 11,5% (till 5 years) |
LVL: RIGIBOR+ 4-5%; USD: LIBOR+ 4-5% (over 5 years) |
Ls 500 |
75% of the estimation |
approx. 2 weeks |
| the application review - 10
- 100 Ls, the mortgage registering, estimation (Langes pils,
Latio, Rietumu Konsultacijas serviss), commission - 1% of
sum, the bank authorization - Ls 20, insurance, notary |
|
| 18 |
A/s Rietumu banka
54 Brivibas str., Riga
ph. 7025555
http://www.rietumu.lv
|
10 years |
14-15% (till 2 years) |
after 2 years - West Prime (LVL - 13%; USD - 11%) +1-3% |
1000 USD |
70% of the market value |
approx. 2 weeks |
| the application review - 0,1%
of sum (min. 200 USD), the mortgage registering, commission
(over 50000 USD)- 1,25% of sum, the bank authorization ~ Ls
15, estimation - Eiroeksperts-Riga, insurance (Latgarants),
notary |
|
| 19 |
A/s Saules banka
16 Smilsu str., Riga
ph.7224541, 7020500
http://www.saules.com |
15 years |
from 8,7% |
from 8,9% |
3000 USD |
70% of the market value |
1-2 weeks |
| the application review : Ls
50 – physical persons, 0,1% of sum – juridical persons (min.
Ls 50), the mortgage registering, commission - 0,4 - 0,8% of
the credit sum, estimation (Langes pils, Balsts, Latio,
Arko, Anno), insurance (Seesam), notary |
|
| 20 |
A/s Trasta komercbanka
16 Miesnieku str., Riga
ph. 7027777
http://www.tkb.lv |
3 years |
13 - 14% |
|
70% of the market value |
approx. 2 weeks |
| the credit execution - Ls 50
- 100, the mortgage registering, estimation and insurance (the
other companies), notary |
|
| 21 |
A/s VEF banka
197 Brivibas gatve, Riga
ph.7553687, 7556774
http://www.vefbank.com
|
5 years |
11 - 16% |
3000 USD |
80% of the fast realization sum |
approx. 2 weeks |
| the application review : Ls
30 – physical persons, Ls 50 – juridical persons, the mortgage
registering, estimation (the other companies), insurance, the
credit serving out in cash : LVL - 1%, USD - 0,5% of sum, notary
|
|
| 22 |
A/s Vereinsbank Rīga
63 Elizabetes str., Riga
ph. 7085500
http://www.vereinsbank.lv
|
do not execute the credit against
the real estate mortgage |
|
| 23 |
Drezdner Bank AG
1 Vilandes str., Riga
ph. 7830405, 7321355
|
do not execute the credit against
the real estate mortgage |
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